Cards & digital payment
Contactless payment is accepted almost everywhere, including hawker stalls and buses — a physical wallet full of cash is rarely necessary for most of a trip.
When you need cash
A handful of older hawker stalls and small shops remain cash-only — keep a small amount on hand rather than relying entirely on cards.
Tipping norms
Tipping isn't customary and is genuinely not expected — many restaurants add a service charge automatically, which covers what a tip would elsewhere.